/* ─── Reset & Base ─── */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --charcoal: #374151;
    --charcoal-dark: #1F2937;
    --charcoal-light: #6B7280;
    --charcoal-lighter: #9CA3AF;
    --coral: #FF6B4A;
    --coral-dark: #E8553A;
    --coral-light: #FF8A70;
    --coral-pale: #FFF0EC;
    --bg: #FAFAF9;
    --bg-white: #FFFFFF;
    --bg-warm: #F5F4F0;
    --text: #1F2937;
    --text-muted: #6B7280;
    --border: #E5E3DE;
    --border-light: #F0EFEC;
    
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    --font-serif: 'Playfair Display', Georgia, serif;
    
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 20px;
    
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.04), 0 1px 2px rgba(0,0,0,0.06);
    --shadow-md: 0 4px 20px rgba(0,0,0,0.06), 0 2px 8px rgba(0,0,0,0.04);
    --shadow-lg: 0 12px 40px rgba(0,0,0,0.08), 0 4px 16px rgba(0,0,0,0.04);
    --shadow-coral: 0 8px 30px rgba(255,107,74,0.25);
    
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-body);
    font-weight: 300;
    color: var(--text);
    background: var(--bg);
    line-height: 1.7;
    letter-spacing: -0.01em;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

.skip-link {
    position: absolute;
    top: -100%;
    left: 1rem;
    background: var(--charcoal);
    color: #fff;
    padding: 0.5rem 1rem;
    border-radius: var(--radius-sm);
    z-index: 1000;
    font-size: 0.875rem;
}

.skip-link:focus {
    top: 1rem;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

/* ─── Typography ─── */
h1, h2, h3, h4 {
    font-family: var(--font-serif);
    font-weight: 500;
    line-height: 1.2;
    letter-spacing: -0.02em;
    color: var(--charcoal-dark);
}

.section-eyebrow {
    font-family: var(--font-body);
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--coral);
    margin-bottom: 1rem;
}

.section-heading {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: 1.25rem;
}

.section-desc {
    font-size: 1.0625rem;
    color: var(--text-muted);
    max-width: 540px;
    line-height: 1.75;
}

.text-coral {
    color: var(--coral);
}

/* ─── Buttons ─── */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-family: var(--font-body);
    font-size: 0.9375rem;
    font-weight: 500;
    letter-spacing: 0.01em;
    padding: 0.875rem 1.75rem;
    border-radius: var(--radius-sm);
    border: 1.5px solid transparent;
    cursor: pointer;
    transition: all var(--transition);
    white-space: nowrap;
}

.btn-coral {
    background: var(--coral);
    color: #fff;
    border-color: var(--coral);
}

.btn-coral:hover {
    background: var(--coral-dark);
    border-color: var(--coral-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-coral);
}

.btn-outline {
    background: transparent;
    color: var(--charcoal);
    border-color: var(--border);
}

.btn-outline:hover {
    border-color: var(--charcoal);
    color: var(--charcoal);
    transform: translateY(-2px);
}

.btn-white {
    background: #fff;
    color: var(--charcoal);
    border-color: #fff;
}

.btn-white:hover {
    background: var(--bg-warm);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-sm {
    padding: 0.625rem 1.25rem;
    font-size: 0.8125rem;
}

.btn-lg {
    padding: 1rem 2rem;
    font-size: 1rem;
}

.btn-full {
    width: 100%;
    justify-content: center;
}

/* ─── Header ─── */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 100;
    background: rgba(250, 250, 249, 0.9);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--border-light);
    transition: all var(--transition);
}

.header.scrolled {
    box-shadow: var(--shadow-sm);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.625rem;
    font-family: var(--font-serif);
    font-size: 1.25rem;
    font-weight: 500;
    color: var(--charcoal-dark);
}

.logo-mark {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    background: var(--coral);
    color: #fff;
    font-size: 1.125rem;
    font-weight: 300;
    border-radius: var(--radius-sm);
    line-height: 1;
}

.nav {
    display: flex;
    align-items: center;
    gap: 2rem;
}

.nav ul {
    display: flex;
    list-style: none;
    gap: 0.25rem;
}

.nav a {
    font-size: 0.875rem;
    font-weight: 400;
    color: var(--text-muted);
    padding: 0.5rem 0.875rem;
    border-radius: var(--radius-sm);
    transition: color var(--transition);
}

.nav a:hover {
    color: var(--charcoal);
}

/* Mobile nav toggle */
.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
    z-index: 101;
}

.nav-toggle-line {
    display: block;
    width: 22px;
    height: 1.5px;
    background: var(--charcoal);
    transition: all var(--transition);
    transform-origin: center;
}

.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(1) {
    transform: rotate(45deg) translate(4px, 5px);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(2) {
    opacity: 0;
}

.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(3) {
    transform: rotate(-45deg) translate(4px, -5px);
}

/* ─── Hero ─── */
.hero {
    padding-top: 140px;
    padding-bottom: 80px;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: var(--bg);
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: -20%;
    right: -10%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(255,107,74,0.06) 0%, transparent 70%);
    pointer-events: none;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -10%;
    left: -5%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(55,65,81,0.04) 0%, transparent 70%);
    pointer-events: none;
}

.hero-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-eyebrow {
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--coral);
    margin-bottom: 1.25rem;
}

.hero-heading {
    font-size: clamp(2.5rem, 5vw, 3.75rem);
    line-height: 1.1;
    margin-bottom: 1.5rem;
    color: var(--charcoal-dark);
}

.hero-sub {
    font-size: 1.125rem;
    color: var(--text-muted);
    line-height: 1.8;
    margin-bottom: 2.25rem;
    max-width: 480px;
}

.hero-actions {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

/* Hero visual */
.hero-visual {
    position: relative;
    height: 580px;
}

.hero-card {
    position: absolute;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.hero-card-main {
    width: 340px;
    height: 440px;
    top: 20px;
    right: 0;
}

.hero-card-main img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-card-overlay {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    padding: 1.5rem;
    background: linear-gradient(to top, rgba(31,41,55,0.8) 0%, transparent 100%);
}

.hero-card-label {
    font-size: 0.8125rem;
    font-weight: 500;
    color: #fff;
    letter-spacing: 0.05em;
}

/* Stat cards */
.stat-card {
    position: absolute;
    background: var(--bg-white);
    border-radius: var(--radius-md);
    padding: 1rem 1.25rem;
    box-shadow: var(--shadow-md);
    display: flex;
    align-items: center;
    gap: 0.75rem;
    border: 1px solid var(--border-light);
    animation: float 6s ease-in-out infinite;
}

.stat-card--1 {
    top: 0;
    left: 0;
    animation-delay: 0s;
}

.stat-card--1 .stat-number {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--coral);
    line-height: 1;
}

.stat-card--1 .stat-label {
    font-size: 0.75rem;
    color: var(--text-muted);
    line-height: 1.3;
}

.stat-card--2 {
    bottom: 140px;
    left: -20px;
    animation-delay: 2s;
}

.stat-card--2 svg {
    color: var(--coral);
    flex-shrink: 0;
}

.stat-card--2 .stat-label {
    font-size: 0.8125rem;
    color: var(--charcoal);
    font-weight: 400;
    line-height: 1.3;
}

.stat-card--3 {
    bottom: 20px;
    right: 20px;
    animation-delay: 4s;
}

.stat-card--3 svg {
    color: var(--charcoal);
    flex-shrink: 0;
}

.stat-card--3 .stat-label {
    font-size: 0.8125rem;
    color: var(--charcoal);
    font-weight: 400;
    line-height: 1.3;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

/* ─── Services ─── */
.services {
    padding: 100px 0;
    background: var(--bg-white);
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-header .section-desc {
    margin: 0 auto;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.service-card {
    padding: 2rem;
    border-radius: var(--radius-md);
    border: 1px solid var(--border-light);
    background: var(--bg);
    transition: all var(--transition);
}

.service-card:hover {
    border-color: var(--coral);
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    background: var(--bg-white);
}

.service-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-sm);
    background: var(--coral-pale);
    color: var(--coral);
    margin-bottom: 1.25rem;
    transition: all var(--transition);
}

.service-card:hover .service-icon {
    background: var(--coral);
    color: #fff;
}

.service-title {
    font-family: var(--font-body);
    font-size: 1.0625rem;
    font-weight: 500;
    color: var(--charcoal-dark);
    margin-bottom: 0.75rem;
    letter-spacing: -0.01em;
}

.service-desc {
    font-size: 0.9375rem;
    color: var(--text-muted);
    line-height: 1.7;
}

/* ─── About ─── */
.about {
    padding: 100px 0;
    background: var(--bg);
}

.about-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
}

.about-image-stack {
    position: relative;
    height: 640px;
}

.about-img {
    position: absolute;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.about-img--1 {
    width: 320px;
    height: 400px;
    top: 0;
    left: 0;
}

.about-img--2 {
    width: 260px;
    height: 320px;
    bottom: 0;
    right: 0;
}

.about-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.about-accent {
    position: absolute;
    bottom: 180px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--coral);
    color: #fff;
    padding: 0.75rem 1.5rem;
    border-radius: var(--radius-sm);
    font-size: 0.8125rem;
    font-weight: 500;
    letter-spacing: 0.05em;
    white-space: nowrap;
    box-shadow: var(--shadow-coral);
}

.about-content {
    max-width: 480px;
}

.about-divider {
    width: 60px;
    height: 2px;
    background: var(--coral);
    margin-bottom: 2rem;
    border-radius: 1px;
}

.about-text {
    font-size: 1rem;
    color: var(--text-muted);
    line-height: 1.85;
    margin-bottom: 1.25rem;
}

.about-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.75rem;
    margin-top: 2rem;
}

.about-feature {
    display: flex;
    align-items: center;
    gap: 0.625rem;
    font-size: 0.875rem;
    font-weight: 400;
    color: var(--charcoal);
}

.about-feature-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--coral-pale);
    color: var(--coral);
    flex-shrink: 0;
}

/* ─── Insurance ─── */
.insurance {
    padding: 100px 0;
    background: var(--charcoal-dark);
    color: #fff;
}

.insurance-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.insurance .section-eyebrow {
    color: var(--coral-light);
}

.insurance .section-heading {
    color: #fff;
}

.insurance .section-desc {
    color: var(--charcoal-lighter);
    margin-bottom: 2rem;
}

.insurance .btn-coral:hover {
    background: var(--coral-light);
    border-color: var(--coral-light);
}

.insurance-visual {
    display: flex;
    justify-content: center;
}

.insurance-stats {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius-lg);
    padding: 3rem;
    text-align: center;
}

.insurance-stat {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.insurance-stat-number {
    font-family: var(--font-serif);
    font-size: 3rem;
    font-weight: 600;
    color: var(--coral);
    line-height: 1;
}

.insurance-stat-label {
    font-size: 0.875rem;
    color: var(--charcoal-lighter);
}

.insurance-stat-divider {
    width: 40px;
    height: 1px;
    background: rgba(255,255,255,0.15);
    margin: 1.5rem auto;
}

/* ─── CTA ─── */
.cta {
    padding: 100px 0;
    background: var(--coral-pale);
    text-align: center;
}

.cta-inner {
    max-width: 640px;
    margin: 0 auto;
}

.cta-heading {
    font-size: clamp(2rem, 4vw, 2.75rem);
    margin-bottom: 1.25rem;
}

.cta-desc {
    font-size: 1.0625rem;
    color: var(--text-muted);
    line-height: 1.75;
    margin-bottom: 2.5rem;
}

.cta-actions {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

/* ─── Contact ─── */
.contact {
    padding: 100px 0;
    background: var(--bg-white);
}

.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
}

.contact-info {
    max-width: 480px;
}

.contact-details {
    margin-top: 2.5rem;
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.contact-detail {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.contact-detail-icon {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-sm);
    background: var(--coral-pale);
    color: var(--coral);
    flex-shrink: 0;
}

.contact-detail-label {
    display: block;
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--text-muted);
    margin-bottom: 0.25rem;
}

.contact-detail-value {
    font-size: 0.9375rem;
    color: var(--charcoal);
    line-height: 1.6;
}

.contact-detail-link {
    font-size: 0.9375rem;
    color: var(--coral);
    transition: color var(--transition);
}

.contact-detail-link:hover {
    color: var(--coral-dark);
    text-decoration: underline;
}

.contact-map {
    margin-top: 2.5rem;
    border-radius: var(--radius-md);
    overflow: hidden;
    border: 1px solid var(--border);
}

/* Contact form */
.contact-form-wrap {
    background: var(--bg);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    border: 1px solid var(--border-light);
}

.form-title {
    font-family: var(--font-body);
    font-size: 1.25rem;
    font-weight: 500;
    color: var(--charcoal-dark);
    margin-bottom: 1.75rem;
}

.form-group {
    margin-bottom: 1.25rem;
}

.form-group label {
    display: block;
    font-size: 0.8125rem;
    font-weight: 500;
    color: var(--charcoal);
    margin-bottom: 0.5rem;
    letter-spacing: 0.02em;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 1.5px solid var(--border);
    border-radius: var(--radius-sm);
    font-family: var(--font-body);
    font-size: 0.9375rem;
    font-weight: 300;
    color: var(--text);
    background: var(--bg-white);
    transition: border-color var(--transition), box-shadow var(--transition);
    outline: none;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--charcoal-lighter);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--coral);
    box-shadow: 0 0 0 3px rgba(255,107,74,0.1);
}

.form-group textarea {
    resize: vertical;
    min-height: 120px;
}

.form-success {
    text-align: center;
    padding: 2rem;
}

.form-success svg {
    color: var(--coral);
    margin-bottom: 1rem;
}

.form-success h4 {
    font-family: var(--font-body);
    font-size: 1.125rem;
    font-weight: 500;
    color: var(--charcoal-dark);
    margin-bottom: 0.5rem;
}

.form-success p {
    font-size: 0.9375rem;
    color: var(--text-muted);
}

/* ─── Footer ─── */
.footer {
    background: var(--charcoal-dark);
    color: var(--charcoal-lighter);
    padding: 4rem 0 0;
}

.footer-inner {
    display: grid;
    grid-template-columns: 2fr 1fr 1.5fr;
    gap: 3rem;
    padding-bottom: 3rem;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand .logo {
    color: #fff;
    margin-bottom: 1rem;
}

.footer-tagline {
    font-size: 0.9375rem;
    color: var(--charcoal-lighter);
    line-height: 1.7;
    max-width: 280px;
}

.footer-links ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.footer-links a {
    font-size: 0.875rem;
    color: var(--charcoal-lighter);
    transition: color var(--transition);
    padding: 0.25rem 0;
}

.footer-links a:hover {
    color: var(--coral-light);
}

.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.footer-contact a {
    font-size: 0.875rem;
    color: var(--charcoal-lighter);
    transition: color var(--transition);
}

.footer-contact a:hover {
    color: var(--coral-light);
}

.footer-contact span {
    font-size: 0.875rem;
}

.footer-bottom {
    padding: 1.5rem 0;
    text-align: center;
}

.footer-bottom p {
    font-size: 0.8125rem;
    color: var(--charcoal-light);
}

/* ─── Responsive ─── */
@media (max-width: 1024px) {
    .hero-layout {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .hero-visual {
        height: 400px;
        order: -1;
    }
    
    .hero-card-main {
        width: 260px;
        height: 340px;
        right: 10%;
    }
    
    .stat-card--1 { left: 5%; }
    .stat-card--2 { left: 0; }
    
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .about-layout {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .about-image-stack {
        height: 400px;
        max-width: 400px;
    }
    
    .insurance-inner {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }
    
    .contact-layout {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .footer-inner {
        grid-template-columns: 1fr 1fr;
        gap: 2rem;
    }
}

@media (max-width: 768px) {
    .nav-toggle {
        display: flex;
    }
    
    .nav {
        position: fixed;
        top: 0;
        right: -100%;
        width: 280px;
        height: 100vh;
        background: var(--bg-white);
        flex-direction: column;
        justify-content: center;
        align-items: center;
        gap: 1rem;
        box-shadow: var(--shadow-lg);
        transition: right var(--transition);
        z-index: 100;
    }
    
    .nav.open {
        right: 0;
    }
    
    .nav ul {
        flex-direction: column;
        align-items: center;
    }
    
    .nav a {
        font-size: 1rem;
        padding: 0.75rem 1.5rem;
    }
    
    .hero {
        padding-top: 100px;
        padding-bottom: 60px;
        min-height: auto;
    }
    
    .hero-visual {
        height: 300px;
    }
    
    .hero-card-main {
        width: 200px;
        height: 260px;
    }
    
    .stat-card {
        padding: 0.75rem 1rem;
    }
    
    .stat-card--2 .stat-label,
    .stat-card--3 .stat-label {
        font-size: 0.75rem;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .about-image-stack {
        height: 320px;
    }
    
    .about-img--1 {
        width: 220px;
        height: 280px;
    }
    
    .about-img--2 {
        width: 180px;
        height: 220px;
    }
    
    .about-features {
        grid-template-columns: 1fr;
    }
    
    .cta-actions {
        flex-direction: column;
        align-items: center;
    }
    
    .contact-form-wrap {
        padding: 1.5rem;
    }
    
    .footer-inner {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 1.25rem;
    }
    
    .hero-heading {
        font-size: 2rem;
    }
    
    .hero-actions {
        flex-direction: column;
    }
    
    .hero-actions .btn {
        width: 100%;
        justify-content: center;
    }
    
    .stat-card--1 { top: -10px; left: 0; }
    .stat-card--2 { bottom: 100px; left: 0; }
    .stat-card--3 { bottom: 10px; right: 0; }
}

/* ─── Animations ─── */
.fade-in {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.7s cubic-bezier(0.4, 0, 0.2, 1), transform 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.fade-in.visible {
    opacity: 1;
    transform: translateY(0);
}

.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }
.fade-in-delay-4 { transition-delay: 0.4s; }